Connect with us

News

‘Chiamaka Agim May have revealed her PIN’- IT Specialist Shola Akinwale

Published

on

Over the week, one Miss Chiamaka Agim went viral on social media, calling out Zenith Bank after a fraudulent unauthorized transfer was carried out from her account where a tune of four million Naira was siphoned on the 9th of January 2023. In other to sway public sympathy, Chiamaka resorted to all kinds of threats saying she will commit suicide if her money is not returned to her account. After recounting her experience on how the incident occurred via her post on social media, Shola Akinwale, a time-tested Information Technology personality and former bank employee, took interest in the case and launched a private investigation into what might her transpired leading to an unauthorized transfer.
After his private investigation, Shola found out that the said amount could not have left Chiamaka’s account without authorization via a token which must have been sent to her mobile phone. He further stated that; her card pin, expiry date and other information on it might have been compromised.  Maybe her phone must have been stolen for the person who carried out the fraud to have successfully transferred the money into another account. “The theft was a coordinated one I must tell you. She must have revealed her information to a close ally who carried out the transaction, or she is not saying the truth about what happened to either her ATM card or her mobile phone. She might have revealed some information to those close to her who carried out such theft. On the other hand, her card might have been compromised maybe she had fallen victim to some fraudulent POS operator who has cloned her card. From my investigation, I gathered that it’s not her first time using such means to transfer money using an e-token. No one can authorize the transfer without her access to the mobile phone where the token was or One Time Password OTP must have been inserted to complete the transaction. The funny aspect is that the money was transferred three times into a different account. It means the e-token was generated three times. So something is wrong somewhere.
According to section 3,4,6, Cardholders users of CBN guidelines on the operation of electronic payment channels in Nigeria issued in June 2020A card holder/ user shall;
Protect the Payment card, mobile device and pin with due care.
Notify the issuer immediately the pin is compromised.
iii. notify the issuer immediately about stolen, damaged, lost or destroyed cards and mobile phones.
Section 3.4.6.5  stated further that; The cardholder shall be held liable for fraud committed with his card arising from the misuse of his pin or debit card.”
Zenith Bank is not at fault. The fault is coming from Chiamaka who was careless with her information or her phone. It’s nearly possible for such a huge amount to move without authorization from the owner of the account. So Chiamaka should think deeply and get anyone who might be a suspect around her. She did not guard her information jealously”
On the other hand, sympathizers on social media have also called on Zenith bank to make their investigation and reveal what really happened in the said fraud. Zenith bank quickly swung into action by calling for an in-house investigation. According to an internal memo on the investigation carried out by the bank, it was recorded that; Chiamaka authorized the transfer. She authorized a transfer of 3,715,000, 222,900 and 102,000 via an e-token assigned with serial numbers to the transfers to various accounts in different banks. From investigation, it was gathered that she used the e-token to change the authentication mode from token to Mobile pin on the 21st of November 2021. The Information was also used to enrol a Zenith Bank Mobile Banking app on the 6th of December 2021 on an iPhone 11 pro-Max at exactly 11:25.06 pm. It was gathered that she had authorized many transactions with the E-token and four-digit pin using the mobile app severally and she never complained of any lagging from the bank before the said disputed transaction was carried out. “The transaction was consummated by the device iPhone 11 pro-Max on the 9th of January 2023. If you claim the transaction was not authorized by you is true. It means someone had unrestricted access to your device.’ It was further gathered that when she reported the incident, the e-token was disabled and the fraudulent transfer was escalated to the beneficiary bank which is UBA and Access Bank. UBA claimed the beneficiary account from their end had a good profile and does not depict fraud while Access Bank was able to salvage 800 thousand from the beneficiary account as they await a court order to be able to repatriate the salvaged funds back to Chiamaka’s account.
It was also stated in the investigation that; Chiamaka did not immediately block the account on noticing the fraudulent transfer by using the emergency *966*911#code to block other unauthorized transfers. She also did not call the open 24 hours daily call centre for help. If she had done that, they would have taken swift action by reversing the transaction but she didn’t reach out to the bank for such assistance.

News

TANKER ACCIDENT : LASTMA RESCUE ANOTHER 4 ACCIDENT VICTIMS INSIDE TRICYCLES AT IKOTUN, LAGOS

Published

on

By

 

…Tricycle driver with one passenger died instantly.

Operatives of the Lagos State Traffic Management Authority (LASTMA) today rescued another 4 fatal accident victims inside mini commercial buses (tricycles) around Ikotun area of Lagos.

The accident which occurred around 12:30 pm today involved a fully loaded container truck (JJJ 125) and 4 mini commercial buses (tricycles) with registration nos (LSD 83 QM), (AKD 690 QK) & (AKL 87 QF)

The driver of one of the mini commercial bus (tricycle) with one passenger died instantly.

Those four (4) rescued accident victims by Lastma personnel were 2 pregnant women and 2 children.

Lastma personnel immediately handed over those rescued victims to Police men from Ikotun Police Station who took them to General Hospital for treatment.

 

A preliminary investigation revealed that the fully loaded container truck (JJJ 125) had a brake failure and crushed 3 tricycles by a valley around synagogue when going towards Ikotun.

The Lagos State Emergency Management Agency (LASEMA) immediately moved the tanker with those crushed tricycles to Ikotun Police Station

Other emergency responders including the Nigerian Police men from Ikotun Police Station were at the scene of the accident.

The General Manager of LASTMA Mr Bolaji Oreagba however warned tanker owners and drivers to always ensure that their trucks are properly checked and in good conditions before embarking on any journey.

Continue Reading

Trending News

Funke Felix Adejumo @ 60: Celebrating an Amazon and a fisher of Men

Published

on

By

 

 

When Pastor Funke Felix Adejumo heed to the alter call by giving her life to her creator at age 14 little did she know that it was the path to her greatness in life as her steps and sojourn in ministry has been ordered to take a very wonderous path? Although it was a tough decision today that singular decision has made her a teacher, mother, mentor and role model to millions of people across the world.

One thing she is notable for is the fact that you can serve your creator without looking tattered and unkempt as she is known to have stated in preachings that it’s essential for women to dress well and not follow the old order of Nigerian Christianity. Today, through her teachings lots of marriages have been salvaged, lots of homes have been restrengthening, lots of lives have been saved and lots of unbelievers have been converted to believers.

 

The graduate of English from the University of Nigeria Nsukka didn’t just get to her current status by fluke; it took her years of sheer dint of hard work and resilience to attain the enviable height she is today. While growing up, she faced different challenges being a female child as her father didn’t want to invest in her education but with divine intervention, her story changed for good as she is today a graduate and an honorary Doctorate Degree holder. Her life further had a new direction when she met her husband Felix Remi Adejumo in 1892 and got married in 1984 this further cemented her faith as a preacher. With a rough start in ministry in Akure Ondo State, she persevered, built and stood firmly by her husband helping him nurture the Agape Christian ministry that used to be moribund to having over 30 branches across Nigeria.

 

Tomorrow Saturday the 28th of January the well-respected woman of God will glide into the leagues of Sexagenarian as many across the world are getting set to celebrate her to the high heaven with already planned activities to mark her day; it is worthy to note that; her life and teaching over the years have been centred round not only prosperity but preaches patience, growth, development, hard work, and spirituality. Funke Adejumo remains one of the biggest vineyards of his creator sent to the world to redefine Christianity and win souls to the kingdom at 60, her life should be an emulation to all women.

 

 

Continue Reading

News

A Minister Without Enemy Hasn’t Touched Kingdom of Darkness –Apostle Suleman

Published

on

By

Apostle Johnson Suleman

 

God is not mocked. Insulting or showing contempt or lack of reverence for God’s servant is an expression of weakness and carnality. These were the words of servant of God and senior pastor at the Omega Fire Ministries (OFM), Apostle Johnson Suleman, in one of his recent past evangelistic sermons.

 

The enemy is seeking to destroy the Church and in his fantasy, he is attacking what he perceives to be the greatest opportunity for destruction: the pastor’s personality. According to the ‘Restoration Apostle’ in the message extracted from four of his recorded old teachings, “while the enemy devises a scheme to destroy the Church, he would find ways to attack the prophet, and as he finds ways to attack the prophet, he would see his person as the area of greatest vulnerability.”

 

However, Apostle Suleman affirms that while challenges with the Church have been around since the beginning, church leaders with strong faith and the committed flock would continue to remain essential to the Church. The famous Minister of God underscores some facts which he believes are characteristics of a prophet with leadership potentials: he loves God and shows love to people around him because, he says, love is the foundation for a healthy ministry; he has a clear vision and is strategic, he exhibits servant leadership and is dedicated to serving others.

 

The enemy has different tactics aimed to hinder the word of God. But God is not mocked, declares Apostle Suleman, adding that, “but we are prepared for the attacks and we are prepared for the defeat of the attacks.” “We must put on the armour of God, which is primarily a righteous life. But along with that, we must be aware of the enemy’s tactics because the enemy wants to immobilize us and keep us from progressing in our spiritual lives, and therefore, he will come with many different attacks. He wants to keep us from building and completing the work that God has called us to. Because our enemy is both wise and relentless, we must be aware of his tricks and schemes.”

 

 

A prophet of God must stand strong in the face of criticism, Apostle Suleman counsels. “Of course, criticism usually stings and criticism on a public forum stings even more. It discourages the church and hurts the testimony of Christians and the church. But we must stick to preaching the truth at all times and pray to ensure whatever attention of true believers that the devil had taken or captured is recovered.”

 

Apostle Suleman then warns that he is not a regular preacher because he is aware there are enemies and their antics, positing that any Minister of God who has no enemies has not really touched the kingdom of darkness.

 

Continue Reading

Trending News