Connect with us

News

‘Chiamaka Agim May have revealed her PIN’- IT Specialist Shola Akinwale

Published

on

Over the week, one Miss Chiamaka Agim went viral on social media, calling out Zenith Bank after a fraudulent unauthorized transfer was carried out from her account where a tune of four million Naira was siphoned on the 9th of January 2023. In other to sway public sympathy, Chiamaka resorted to all kinds of threats saying she will commit suicide if her money is not returned to her account. After recounting her experience on how the incident occurred via her post on social media, Shola Akinwale, a time-tested Information Technology personality and former bank employee, took interest in the case and launched a private investigation into what might her transpired leading to an unauthorized transfer.
After his private investigation, Shola found out that the said amount could not have left Chiamaka’s account without authorization via a token which must have been sent to her mobile phone. He further stated that; her card pin, expiry date and other information on it might have been compromised.  Maybe her phone must have been stolen for the person who carried out the fraud to have successfully transferred the money into another account. “The theft was a coordinated one I must tell you. She must have revealed her information to a close ally who carried out the transaction, or she is not saying the truth about what happened to either her ATM card or her mobile phone. She might have revealed some information to those close to her who carried out such theft. On the other hand, her card might have been compromised maybe she had fallen victim to some fraudulent POS operator who has cloned her card. From my investigation, I gathered that it’s not her first time using such means to transfer money using an e-token. No one can authorize the transfer without her access to the mobile phone where the token was or One Time Password OTP must have been inserted to complete the transaction. The funny aspect is that the money was transferred three times into a different account. It means the e-token was generated three times. So something is wrong somewhere.
According to section 3,4,6, Cardholders users of CBN guidelines on the operation of electronic payment channels in Nigeria issued in June 2020A card holder/ user shall;
Protect the Payment card, mobile device and pin with due care.
Notify the issuer immediately the pin is compromised.
iii. notify the issuer immediately about stolen, damaged, lost or destroyed cards and mobile phones.
Section 3.4.6.5  stated further that; The cardholder shall be held liable for fraud committed with his card arising from the misuse of his pin or debit card.”
Zenith Bank is not at fault. The fault is coming from Chiamaka who was careless with her information or her phone. It’s nearly possible for such a huge amount to move without authorization from the owner of the account. So Chiamaka should think deeply and get anyone who might be a suspect around her. She did not guard her information jealously”
On the other hand, sympathizers on social media have also called on Zenith bank to make their investigation and reveal what really happened in the said fraud. Zenith bank quickly swung into action by calling for an in-house investigation. According to an internal memo on the investigation carried out by the bank, it was recorded that; Chiamaka authorized the transfer. She authorized a transfer of 3,715,000, 222,900 and 102,000 via an e-token assigned with serial numbers to the transfers to various accounts in different banks. From investigation, it was gathered that she used the e-token to change the authentication mode from token to Mobile pin on the 21st of November 2021. The Information was also used to enrol a Zenith Bank Mobile Banking app on the 6th of December 2021 on an iPhone 11 pro-Max at exactly 11:25.06 pm. It was gathered that she had authorized many transactions with the E-token and four-digit pin using the mobile app severally and she never complained of any lagging from the bank before the said disputed transaction was carried out. “The transaction was consummated by the device iPhone 11 pro-Max on the 9th of January 2023. If you claim the transaction was not authorized by you is true. It means someone had unrestricted access to your device.’ It was further gathered that when she reported the incident, the e-token was disabled and the fraudulent transfer was escalated to the beneficiary bank which is UBA and Access Bank. UBA claimed the beneficiary account from their end had a good profile and does not depict fraud while Access Bank was able to salvage 800 thousand from the beneficiary account as they await a court order to be able to repatriate the salvaged funds back to Chiamaka’s account.
It was also stated in the investigation that; Chiamaka did not immediately block the account on noticing the fraudulent transfer by using the emergency *966*911#code to block other unauthorized transfers. She also did not call the open 24 hours daily call centre for help. If she had done that, they would have taken swift action by reversing the transaction but she didn’t reach out to the bank for such assistance.

News

Pyrates March with Ogun State First Lady and Women Affairs Commissioner against Gender Violence

Published

on

By

 

The National Association of Seadogs’ Pyrates Confraternity, Abeokuta chapter, Ogun State, in collaboration with the Ministry of Women Affairs and Social Development, Ogun State, commemorated the World Human Rights Day 2024 with a rally from the center of Abeokuta the capital city of the state to the Governor’s office and ended the procession at the state house of Assembly.


The Association, known for its humanistic ideals and advocacy for justice and equity, marked Human Rights Day on December 10, 2024. The Ogun State Chapter of the National Association of Seadogs’ Pyrates Confraternity visited the Speaker and urged the assembly to expedite the passage of laws that promote peace, human rights, and an end to gender-based violence in Ogun State.

The Capoon of Ash Montana Deck, Peter Oluwatoyin Adekunle, commended the Commissioner for Women Affairs and Social Development, Hon. Motunrayo Adijat Adeleye, for establishing a rehabilitation center. This center provides support for survivors of sexual and gender-based violence and introduces a free toll line : 08000000666 and 08000000555 to report abuse and offenders.

Additionally, the Capoon highlighted various forms of gender-based violence, including threats and coercion. The First Lady, Mrs. Bamidele Abiodun, educated attendees IN THE UNFPA ACKNOWLEDGED PROGRAM on forms of gender-based violence, such as:

– Sexual assault
– Rape
– Attempted rape
– Trafficking
– Prostitution
– Sexual harassment
– Manipulation within the home, workplace, or school
– Domestic violence
– Controlling behavior in intimate relationships
– Battery
– Confinement
– Emotional abuse
– Pornography
– Harmful traditional practices
– Early/forced marriage
– Widow ceremonies
– Punishment for defying cultural norms
– Denial of education, food, and clothing to girls/women

The Speaker, Hon. Oludaisi Olusegun Elemide, pledged to uphold his promise to pass laws protecting human rights.

*The Pyrates Confraternity has a long history of advocating for human rights and social justice, dating back to its founding in 1952 by seven students at the University College, Ibadan, including the renowned Professor Wole Soyinka.*

Continue Reading

News

ZENITH BANK KICKS OFF YULETIDE SEASON WITH SPECTACULAR AJOSE ADEOGUN STREET LIGHT-UP

Published

on

By

In keeping with its acclaimed annual tradition, Zenith Bank once again set the stage for the Yuletide season with the Light-Up of Ajose Adeogun Street and Roundabout, Victoria Island, Lagos on Saturday, 23 November 2024. The Light-Up ceremony was performed by the Group Managing Director/Chief Executive of Zenith Bank Plc, Dame (Dr.) AdaoraUmeoji, OON.

The Light-Up ceremony is a Corporate Social Responsibility (CSR) initiative of Zenith Bank. Now in its 18th year, the beautiful Christmas decoration, which transforms the entire stretch of Ajose Adeogun Street (home to Zenith Bank’s Corporate Headquarters) and Roundabout into a breathtaking yuletide wonderland, has come to be recognized as an iconic tourist attraction, bringing visitors from far and wide who visit with their families and friends to take pictures and enjoy the ambience of the street.

Speaking during the ceremony, Dame (Dr.) AdaoraUmeoji said “Over the years, Zenith Bank has hosted this spectacular event, transforming the entire Ajose Adeogun Street into a breathtaking yuletide wonderland. Our beautiful and elaborate Christmas decorations have become a centre of attraction and shared on social media platforms globally. As we light up the street tonight, we celebrate the essence of Christmas and Zenith Bank’s unparalleled CSR. Our customers will always be at the centre of all that we do in Zenith Bank.” She urged everyone to imbibe the message and spirit of Christmas which is about love, kindness, generosity and respect for humanity, and thanked the Lagos State Government for creating an enabling environment for the initiative.

She also praised the efforts of Quantum Markets, who have been responsible for the annual decorations, for their expertise and creativity in putting together the lovely decorations. In her words, “I want to thank the management of Quantum Markets for all the beautiful, creative and innovative ideas they keep coming up with. Quantum Markets always make it bigger and better every year, and we are always looking forward toit.”

Zenith Bank remains committed to furthering the economic, cultural and social development of its host communities. The bank’s sustainability and CSR initiatives are hinged on the belief that today’s business performance is not all about the financial numbers – the bank believes that an institution’s social investments, contributions to inclusive economic growth and development as well as improvements in the condition of the physical environment, all constitute a balanced scorecard.

As a testament to its contributions and social investments in its host communities and the society at large, the bank was recognised as the “Most Sustainable Bank, Nigeria” in the 2023 and 2024 International Banker Banking Awards and “Most Responsible Organization in Africa” at the Sustainability, Enterprise, and Responsibility (SERAS) Awards 2021.

Continue Reading

News

Izuchukwu Christian Ahuchaogu Wins Media Personality of the Year at TM News Awards 2024

Published

on

By

Izuchukwu Christian Ahuchaogu, the dynamic publisher of Truetells Nigeria, has been awarded the prestigious title of Media Personality of the Year at the TM News Awards 2024. The ceremony, held at Lagos Oriental Hotel in Lagos, celebrated the outstanding contributions of media professionals across the nation.

Ahuchaogu, known for his innovative approach to journalism and commitment to truth-telling, has significantly impacted the Nigerian media landscape. Under his leadership, Truetells Nigeria has become a trusted source of news, focusing on integrity, accuracy, and insightful reporting.

In his acceptance speech, Ahuchaogu expressed gratitude to his team and readers. “This award is not just for me, but for everyone at Truetells Nigeria who works tirelessly to uphold the values of honest journalism. We are dedicated to telling the stories that matter and serving the public with transparency,” he said.

The TM News Awards, an annual event that honors excellence in journalism, attracted numerous prominent figures from the media industry, government officials, and celebrities. This year’s event highlighted the crucial role of the press in fostering democracy and accountability in Nigeria.

Ahuchaogu’s recognition as Media Personality of the Year comes at a time when the media faces various challenges, including misinformation and censorship. His unwavering commitment to ethical journalism is seen as a beacon of hope for aspiring journalists and media practitioners across the country.

As Truetells Nigeria continues to grow, Ahuchaogu aims to expand its reach and influence, leveraging digital platforms to engage a broader audience and promote informed discourse. The award not only reinforces his status in the media community but also inspires a new generation of journalists in Nigeria.

The TM News Awards 2024 served as a reminder of the vital role media plays in society and the importance of celebrating those who strive to make a difference through their work.

Continue Reading

Trending News